First, you have to keep a list of every item you buy, and every retail store that sells it. Then, you have to track every single item for price drops in any store that sells it. If a price drop is found, you can submit a price adjustment claim, which typically includes filling out a form and emailing your credit card issuer’s customer service department taking upwards of 35 minutes. This time is excluding the time it took you to search for a better price across multiple retailers during the 90 day period.
The whole process sounds like a nightmare. Earny does this all automatically!